Business Fees & Limits

Description
Account opening fee – (non refundable) for Freelancer 50,00 EUR
Account opening fee – (non refundable) for EU/EEA companies 250,00 EUR
Account maintenance fee (monthly) 10,00 EUR
Dedicated IBAN fee (payable annually in advance) 10,00 EUR
Transfer within YuroPay accounts 0,50 EUR
SEPA transfer/direct debit (up to 1,000 EUR) 1,00 EUR
SEPA transfer/direct debit (from 1,001 EUR to 10,000 EUR) 3,50 EUR
SEPA transfer/direct debit (over 10,000 EUR) 5,00 EUR
SWIFT international transfer (up to 2,000 EUR) 15,00 EUR
SWIFT international transfer (2.001 EUR – 20.000 EUR) 35,00 EUR
SWIFT international transfer (over 20,000 EUR) 50,00 EUR
Incoming SEPA payments (up to 1,000 EUR)  0,50 EUR
Incoming SEPA payments  (from 1,001 EUR to 500,000 EUR) 3,00 EUR
Incoming SEPA payments  (over 500,001 EUR) on request
Load via card (VISA and Mastercard) 3,50% – min. 2,50 EUR
Load via SOFORT 2,00% – min. 1,00 EUR
Incoming payments
max. daily unlimited
max. weekly unlimited
max. monthly unlimited
Outgoing payments
max. daily 70.000 EUR
max. weekly 350.000 EUR
max. monthly 1.000.000 EUR
max. Amount per transaction
Transfer to another YuroPay accounts 5.000 EUR
SEPA payments 70.000 EUR
SWIFT payments 70.000 EUR
Description
Card issuing fee incl. shipping 9,90 EUR*
Annual Card fee (every annual anniversary) 29,00 EUR
POS intra and interregional free
ATM withdrawal fees 5,00 EUR
Cash advance through POS at Banks 10,00 EUR
Unique transactions & payments (Amounts < 1,000 EUR) 1,00 EUR
Unique transactions & Payments (amounts > 1,001 EUR) 2,50 EUR
PIN sent through SMS 1,00 EUR
PIN block/unblock through web portal 1,00 EUR
FX fee 3,50%**

* Shipping only possible within the EU. The fee also applies to the issuance of a new or replacement card.
** Click here to see FX fees and the latest % exchange rates applied by Mastercard.

POS and online
max. transactions daily 20
max. transactions weekly 45
max. transactions monthly 135
min. amount per transaction none
max. amount per transaction 5.000 EUR
max. daily 10.000 EUR
max. weekly 20.000 EUR
max. monthly 30.000 EUR
max. annually 60.000 EUR
ATM
max. transactions daily 10
max. transactions weekly 15
max. transactions monthly 40
amount per transaction 10 EUR
max. amount per transaction 500 EUR
max. daily 5.000 EUR
max. weekly 10.000 EUR
max. monthly 20.000 EUR
max. annually 60.000 EUR
Description
Chargeback handling – per chargeback 25,00 EUR
Bank reference letter 30,00 EUR
Bank reference letter (urgent – within 3 days) 70,00 EUR
Account Statement provided in printed format (per month) 30,00 EUR
Account Statement provided in printed format (urgent – within 3 days) 70,00 EUR
Information provided in printed format to other third parties 70,00 EUR
Inactive/Dormancy fee (see note 1) 10,00 EUR
Cancellation/Termination fee (see note 2) 70,00 EUR
Fee for rejecting a transaction 20,00 EUR
Processing of payment order due to missing or incorrect data 20,00 EUR
Negative fee (Chargeable if account is not restored within 5 working days) 20,00 EUR
Refund fee for transferring funds to the beneficiary* on request

Note 1 – An administrative fee will be debited per month if the Account is inactive or dormant for more than 6 months.

Note 2 – ayable on termination of account within the first 12 month unless 
termination is the result of changes to T&C which are unfavorable to client

* plus any applicable third party bank’s charges

Währungsumrechnung für Nicht-Euro-Transaktionen (angewandte Devisengebühren)

Wenn Sie Ihre YuroPay Karte verwenden, haben Sie an einigen Zahlungsstellen (POS) außerhalb des EUR-Raums ggf. die Möglichkeit, entweder in lokaler Währung oder in EUR zu zahlen. Dies ist eine von Mastercard für Sie entwickelte Funktion, die die Möglichkeit bietet, die Transaktionen direkt in EUR oder in lokaler Währung abzuwickeln. Wenn Sie sich für die Zahlung in EUR entscheiden, wird die Umtauschtransaktion von der örtlichen Handelsbank gegen eine Gebühr durchgeführt. Wenn Sie in lokaler Währung bezahlen, erfolgt der Umtausch durch Mastercard gegen einen Aufschlag auf die geltenden Marktkurse. Wenn Sie diesen Service im EWR nutzen, wird der angewandte Aufschlag auf die EZB-Referenzsätze unten angezeigt.
Made with in Hamburg

© 2023 - YuroPay Ltd. & Co. KG
The YuroPay Card is issued by PayMix Limited pursuant to a license from MasterCard Europe. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Inc. PayMix Limited is fully licensed and regulated by the Malta Financial Services Authority as an electronic money institution (EMI) under the Financial Institutions Act, registration number C 55838.
* We may change or revoke at any time the assignment German IBAN. A revocation does not constitute a change of the T&C.