The alternative to the classic bank account

Do your banking without a bank

  • Malta based account management with dedicated IBAN
  • without any credit check
  • Money remmitance as SEPA (EU) and SWIFT (worldwide)
  • Receive salary, pension, social security benefits and more
  • Instant transfer to other YuroPay accounts
No bank account required

The YuroPay private account is the ideal solution for individuals without a bank account.

Receive payments

You can receive all kind of payment on your YuroPay private account.

For students

Even if you study abroad, with YuroPay your financial independency and flexiblity is guaranteed.

For families

Experience the financial freedom. Remmitt funds to family, friends or colleagues worldwide.

On the move worldwide

The YuroPay card ensures that you always have your travel funds with you.

For shopper

YuroPay is your secure payment method when shopping online or in stores.

Money transfer anytime and anywhere

  • Transfers to other YuroPay accounts are executed 24/7 in "real time".
  • Settle your regular bills in EUR as a SEPA payment or direct debit.
  • International transfers abroad are executed as SWIFT worldwide.

Full transparancy – No bad surprises

Our fees are transparent


Account opening fee 0 €
Account activation fee 0 €
Account maintenance fee 0 €
min. Deposit 0 €
Load via SEPA transfer 0 €

Made with in Hamburg
© 2023 - YuroPay Ltd. & Co. KG
The YuroPay Card is issued by PayMix Limited pursuant to a license from MasterCard Europe. MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Inc. PayMix Limited is fully licensed and regulated by the Malta Financial Services Authority as an electronic money institution (EMI) under the Financial Institutions Act, registration number C 55838.
* We may change or revoke at any time the assignment German IBAN. A revocation does not constitute a change of the T&C.